Do you find yourself asking this question...
How did I get into debt... Having a monthly mortgage payment, a vehicle loan and credit card payments can easily get yourself into financial trouble. Most Canadians have a higher debt load then they can financially afford. If you are in financial trouble due to overwhelming monthly payments towards your debts and you own your home, then a debt consolidation by using equity in your property may be the best solution to your problems.
How will this help... it will reduce your monthly repayments, cut interest charges substantially and help you create a monthly household budget. It will also improve your credit rating by paying creditors quickly and prevent/stop embarrassing collection calls to your workplace and/or home.
The most paramount benefits of debt consolidation is that it provides a new beginning, a fresh start and a sense of ease knowing that you are able to manage your money more effectively.